Reliability, Truth

Helping Business Executives: Diversified Group Benefits Company coordinates and optimizes every company or personal dollar to achieve its maximum value.
Reduce Cost and Increase Value of Benefits C. of C. says 34% of payroll and increasing
New Government Regulations on Benefits
HIPPA; COBRA; Section 125, HRA's, HSA's, Medicare "D" and PPACA
Business Continuation Plans
Ownership transfer, Key Person coverage, Overhead costs, Debt
Pension/Profit Sharing/401(k)/S.E.P./ S.I.M.P.L.E. Taxes vs. Retirement
Executive Compensation Plans
Deferred compensation / SERP's / 401(k) look-a-likes, salary continuation, group carve outs
Wills and Trusts How much will your family keep?
Business Valuation How much is the company worth?
Estate Planning and Wealth Transfer F.E.T. between 37% an 60%
Investment Management/Income Tax Strategies How to keep and grow more of what is yours
Personal and Corporate Financial Planning People do not plan to fail, they just fail to plan
Building/Work Comp./Auto/ Liability and Small Business Insurance
Asset protection costs money too
Metro Detroit Health Insurance Medical Insurance Bloomfield Hills Troy Michigan