​Reliability, Truth

Helping Business Executives:  Diversified Group Benefits Company coordinates and optimizes every company or personal dollar to achieve its maximum value.



Reduce Cost and Increase Value of Benefits    C. of C. says 34% of payroll and increasing



New Government Regulations on Benefits
HIPPA; COBRA; Section 125, HRA's, HSA's,  Medicare "D" and PPACA



Business Continuation Plans
Ownership transfer, Key Person coverage,  Overhead costs, Debt



Pension/Profit Sharing/401(k)/S.E.P./ S.I.M.P.L.E.    Taxes vs. Retirement



Executive Compensation Plans
Deferred compensation / SERP's / 401(k) look-a-likes, salary continuation, group carve outs



Wills and Trusts    How much will your family keep?



Business Valuation    How much is the company worth?



Estate Planning and Wealth Transfer    F.E.T. between 37% an 60%



Investment Management/Income Tax Strategies    How to keep and grow more of what is yours



Personal and Corporate Financial Planning    People do not plan to fail, they just fail to plan



Building/Work Comp./Auto/ Liability and Small Business Insurance
Asset protection costs money too

 

Metro Detroit Health Insurance Medical Insurance Bloomfield Hills Troy Michigan